Privacy, Terms & Accessibility

This page provides a plain-language summary of how the current static website operates. It is not legal advice.

Effective: ยท Last updated:

Privacy summary

The application does not require an account. Calculator entries are processed in the browser, and the application does not intentionally transmit calculator entries to the site owner. Calculator entries are not designed to persist after the page is closed or refreshed unless a specific page says otherwise.

Do not use this site to store or process sensitive personal, identity, tax, medical, account, or payment information. This summary describes the application, not every technical process used by a browser or hosting provider.

Browser-local storage

The calculator tools do not intentionally write entered financial assumptions to localStorage. The five games use browser-local keys for progress, records, settings, or migration from older versions.

LocalStorage keys used by game code at the time of this review
FeatureStorage keyWhat is storedWhere it stays
Market SprintfilMarketSprintStatsV1Local game statistics, achievements, daily records, and settingsThis browser profile
Money MysteryfilMoneyMysteryStatsV1Local game statistics, records, and achievementsThis browser profile
Money Moves QuizmoneyMovesQuizStatsQuiz statisticsThis browser profile
Money Moves QuizmoneyMovesQuizScoresLocal quiz scoresThis browser profile
Money MachinefilMoneyMachineSaveV2Current game stateThis browser profile
Money MachinefilMoneyMachineRecordsV2Current local recordsThis browser profile
Money MachinefilMoneyMachineChecklistHiddenV2Whether a checklist is hiddenThis browser profile
Money Machine migrationfilMoneyMachineSaveV1Older save data read for migration or cleared on resetThis browser profile
Money Machine migrationfilMoneyMachineRecordsV1Older record data read for migration or cleared on resetThis browser profile
Small Biz EmpiresmallBizEmpireSaveClassic-mode game stateThis browser profile
Small Biz EmpiresmallBizEmpireSprintScoresLocal sprint scoresThis browser profile
Small Biz EmpiresmallBizEmpireCareerSaveCareer-mode game stateThis browser profile
Small Biz EmpiresmallBizEmpireCareerScoresLocal career scoresThis browser profile
Small Biz EmpiresmallBizEmpireChecklistHiddenWhether a checklist is hiddenThis browser profile

Clearing browser storage can remove game progress and records. LocalStorage does not synchronize progress across devices or browser profiles.

Sensitive-information warning

Do not enter account numbers, routing numbers, debit- or credit-card numbers, passwords, access codes, tax IDs, Social Security numbers, medical information, or other sensitive identity information into the site.

Hosting and technical logs

Although the application does not intentionally transmit calculator entries, the hosting provider may process ordinary technical information such as IP addresses, request times, browser details, or server logs according to its own infrastructure and policies.

Cookies and analytics

At the time of this review, the application code does not intentionally use analytics, advertising cookies, tracking pixels, or advertising scripts. A browser or hosting provider may still use technical storage or logs outside the application's own code.

Educational use

Lessons, calculators, and games are educational. They do not provide individualized advice. Tool results depend on user-entered assumptions, simplified formulas, and stated limitations. Game results are fictional or simplified and are not real financial outcomes.

Terms of use

The public site may be used for personal and classroom education. No account or enrollment is required. Instructors and users remain responsible for reviewing the material for their context and verifying current official rules.

  • The site does not guarantee uninterrupted availability.
  • Simplified models do not cover every relevant factor.
  • The site is not a substitute for professional advice or current official documents.
  • Using a lesson, tool, or game does not create a professional relationship.
  • Users may not attempt to misuse, disrupt, maliciously copy, or compromise the site or its hosting.

Accuracy and availability limitations

Content or code may contain errors. Date-sensitive rules, forms, limits, laws, and plan terms may change. Official current documents control. The site may be changed, corrected, or temporarily unavailable. No guarantee is made about completeness or suitability for a particular use, and no result is a prediction.

Accessibility commitment

The site is designed with WCAG 2.2 AA practices in mind, including keyboard access, semantic structure, visible focus, form labels, readable contrast, responsive layouts, text alternatives for functional visuals, and reduced-motion support. This is an ongoing implementation goal, not a claim of formal accessibility certification.

Accessibility issues can be documented through the Feedback page's copyable summary.

Feedback and corrections

The current Feedback page creates a copyable summary. It does not transmit the summary to the site owner. It does not save the entered feedback in localStorage.

Future feature notice

These policies must be reviewed and updated before adding advertising, analytics, email collection, user accounts, payments, uploads, personalized services, or other data-collection features.