Financial-literacy resources for early-adulthood decisions

Use short lessons, transparent calculators, and educational games to explore first-paycheck, housing, transportation, saving, and borrowing concepts.

The site is educational only. Instructors can review each page's assumptions, limitations, sources, and accessibility for their context.

Who it is for

  • College instructors
  • Career centers
  • Student-success programs
  • Residence-life programs
  • Financial-wellness programs

Ways to use the site

  • First-paycheck session
  • First-apartment session
  • Cost-comparison activity
  • Vocabulary review
  • Finance-game reinforcement

Suggested 30-minute activity

  1. Read one lesson.
  2. Use one related tool.
  3. Compare the entered assumptions.
  4. Complete one knowledge check.
  5. Discuss the limitations.

Suggested 60-minute activity

  1. Complete one pathway segment.
  2. Compare two fictional scenarios.
  3. Discuss assumptions.
  4. Review a related lesson.
  5. Play a related game.
  6. Discuss what the simulation leaves out.

Accessibility and boundaries

  • The site is browser-based and requires no account.
  • Tools do not collect submitted classroom responses.
  • Core lesson reading works without JavaScript.
  • Instructors should review content and external-source links for their context.
  • Calculators and games are simplified education, not recommendations or assessments.

Educational boundary

Financial Intelligence Lab provides simplified educational information, calculators, and games. This page does not provide individualized financial, investment, tax, legal, credit, student-loan, insurance, housing, retirement, career, business, or budgeting advice. Examples and formulas use simplified assumptions. Actual costs, taxes, rates, benefits, laws, eligibility rules, and personal circumstances vary.

Educator or partnership interest

The project does not claim that paid packages or institutional partnerships currently exist. The feedback helper can prepare an inquiry for an approved contact channel.

Prepare an educator inquiry